Universal Federal Credit Union
304-697-2919      Hours & Locations     info@universalfcu.com


New Homebanking is up and live!  Please log in with your Username (unchanged from previous homebanking) and the last four digits of your SS# for the password.  You will be prompted to change the password during your first session.

Activating a new Debit Card?

You now need to call 800-992-3808 instead of going to an ATM to activate.  Identity questions will be asked/confirmed, during the phone call.  If you have any questions, please contact our member services department.

Lost or Stolen Debit Card?

If you need to report a lost or stolen debit card outside of our normal business hours, please call 1 800-472-3272.



Bill Pay
Pay your bills electronically to any company or any individual. You must be an active user of CU Online (home banking) to utilize this service. Once logged into CU Online, click on the Bill Pay link to enroll and use this fantastic product!
New and Used Vehicle Loans - Auto, Boat, Motorcycle, RV, Camper!
Bill Consolidation Loans
Signature Loans
Mortgage Loans* - First and Second Mortgages, Fixed Rate and Balloons
Regular shares - Special Shares
Christmas Club Shares - Summer Pay Shares - IRA Accounts
Term Share Certificates
Share Draft Accounts
Club Ed (Children’s Club) Shares
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