Universal Federal Credit Union
304-697-2919   •   Hours & Locations   •   info@universalfcu.com

Mall Branch Hours Change Announced

Due to an increase in online usage and a decrease in teller transactions, the extended drive thru hours at our Mall Branch on Mondays and Fridays are being eliminated effective September 1, 2014. Mall branch hours for the lobby and drive thru will be 9:30 - 5:00 Monday - Friday. 
We will maintain our drive thru hours on Saturdays at our Mall Branch.  Those hours remain unchanged and are 9:30 - noon.
We encourage our members to utilize the Night Depository at our Main Office, Mall Branch and SMMC Office for any after-hour depository needs and use one of our ATM's for any of your cash needs.

Loan Rates Adjusted

Loan rates for 2007 and newer auto’s are now as low as 2.75 for 5 years*. These new rates are only available for new loans (existing loans at the CU are not eligible for these rates).   If you are in the market for a new (or “new to you”) auto, please give us a call before you shop.  We can get you pre-approved so that you can shop with confidence and avoid the sometimes-uncomfortable high pressure sales tactics.  Call a loan officer today 304-697-2919 .


Bill Pay
Pay your bills electronically to any company or any individual. You must be an active user of CU Online (home banking) to utilize this service. Once logged into CU Online, click on the Bill Pay link to enroll and use this fantastic product!
New and Used Vehicle Loans - Auto, Boat, Motorcycle, RV, Camper!
Bill Consolidation Loans
Signature Loans
Mortgage Loans* - First and Second Mortgages, Fixed Rate and Balloons
Regular shares - Special Shares
Christmas Club Shares - Summer Pay Shares - IRA Accounts
Term Share Certificates
Share Draft Accounts
Club Ed (Children’s Club) Shares
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